An Independent Business Associate is a person that has decided to take WEALTH BUILDING into their own hands. This person agrees to the following:

1) I am a resident expert in WEALTH-BUILDING strategies!

2) I stay abreast of WEALTH OPTIONS (life insurance, investments, savings, etc.).

3) I share WEALTH BUILDING opportunities with everyone!

4) I make money by helping people BUILD WEALTH!

5) I spend my time with a team of WEALTH BUILDERS!

Are you an INDEPENDENT BUSINESS OWNER?

✅ What You Need to Get Started as an IBA

• ✅ Commitment to owning, developing, and thriving as an Independent Business Owner

• ✅ Time to learn the industry and products (1–2 hours daily training + online learning)

• ✅ Money to invest in your business (small one-time registration + monthly platform fee)

• ✅ Requirements:

  • Must be 18 years or older

  • Valid Social Security Number / government-issued ID

  • Consent to a background check

  • Complete the Independent Business Application (IBA)

  • Obtain required state license(s) (e.g., Life Insurance)

  • Stay in good standing with company policies